INSURANCE

In the game of Blackjack, if the dealer has an ace showing after the first two cards are dealt, the dealer will ask the players if they wish "insurance"..  Insurance is actually a bet the players make against themselves.  If players take insurance, they are really betting that the dealer has a ten in his hold card (the card that is face down) and therefore has a blackjack.  It is called insurance since if the dealer does in fact have a blackjack, then aside from the player losing their normal hand, they would win the insurance bet and still be even up for that hand.  Insurance pays 3 to 1.  However, the players are only allowed to bet half of their current bet on the table.  If the dealer does have a blackjack then, the player will keep their insurance bet and receive twice more of its value - which would be equal to the players original bet for the hand.  So the player would seem to be equal in that case.  Of course, there is always the chance that the dealer does not have a blackjack but wins anyway.  In that case the player would lose both their original bet plus the insurance bet.

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		Book: The Complete Blackjack Survival Kit (click for info) eBook Available from Google Play, Amazon Kindle, Barnes and Noble Nook Does this book tell you how to win? No. It does tell you how you might get the odds in your favor, and gives some strategy tables for some of the more common blackjack games played in casinos. It also tries to explain using math and simulations why getting the odds in your favor may indeed improve your play, but why no one we know of can guarantee winning all of the time.

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